CA · County
VA loans in San Francisco County.
San Francisco's ceiling is the same as the rest of the country — but median prices push most files into VA jumbo.
2026 VA loan limit
$1,209,750
High-cost ceiling
Median home price
$1,320,000
Typical San Francisco County estimate
State
California
See all California VA loan info
What the limit means for you
At the top VA loan tier.
With full VA entitlement, you can borrow up to and often beyond the $1,209,750 limit with $0 down. The county limit only constrains borrowers with reduced or partial entitlement.
San Francisco County's median home price of $1,320,000 means most CA veterans buying here can close on their primary residence without a down payment — provided the property meets VA appraisal standards.
Other California counties