NC · County
VA loans in Wake County.
Raleigh's growth and Seymour Johnson AFB (in adjacent Wayne County) sustain steady VA volume.
2026 VA loan limit
$806,500
Standard conforming
Median home price
$465,000
Typical Wake County estimate
State
North Carolina
See all North Carolina VA loan info
What the limit means for you
Full-entitlement math.
With full VA entitlement, you can borrow up to and often beyond the $806,500 limit with $0 down. The county limit only constrains borrowers with reduced or partial entitlement.
Wake County's median home price of $465,000 means most NC veterans buying here can close on their primary residence without a down payment — provided the property meets VA appraisal standards.
Other North Carolina counties