TX · County
VA loans in Harris County.
Houston's affordability combined with a large veteran population creates strong first-use VA volume.
2026 VA loan limit
$806,500
Standard conforming
Median home price
$285,000
Typical Harris County estimate
State
Texas
See all Texas VA loan info
What the limit means for you
Full-entitlement math.
With full VA entitlement, you can borrow up to and often beyond the $806,500 limit with $0 down. The county limit only constrains borrowers with reduced or partial entitlement.
Harris County's median home price of $285,000 means most TX veterans buying here can close on their primary residence without a down payment — provided the property meets VA appraisal standards.
Other Texas counties