VA · County
VA loans in Virginia Beach (city) County.
Hampton Roads' civilian capital — one of the top-3 VA loan zip codes in the country.
2026 VA loan limit
$806,500
Standard conforming
Median home price
$385,000
Typical Virginia Beach (city) County estimate
State
Virginia
See all Virginia VA loan info
What the limit means for you
Full-entitlement math.
With full VA entitlement, you can borrow up to and often beyond the $806,500 limit with $0 down. The county limit only constrains borrowers with reduced or partial entitlement.
Virginia Beach (city) County's median home price of $385,000 means most VA veterans buying here can close on their primary residence without a down payment — provided the property meets VA appraisal standards.
Other Virginia counties