HI · County
VA loans in Hawaii (Big Island) County.
Big Island VA activity concentrates in Kona and Hilo.
2026 VA loan limit
$1,209,750
High-cost ceiling
Median home price
$685,000
Typical Hawaii (Big Island) County estimate
State
Hawaii
See all Hawaii VA loan info
What the limit means for you
At the top VA loan tier.
With full VA entitlement, you can borrow up to and often beyond the $1,209,750 limit with $0 down. The county limit only constrains borrowers with reduced or partial entitlement.
Hawaii (Big Island) County's median home price of $685,000 means most HI veterans buying here can close on their primary residence without a down payment — provided the property meets VA appraisal standards.
Other Hawaii counties