HI · County
VA loans in Honolulu County.
JB Pearl Harbor–Hickam anchors Honolulu's massive military and VA loan footprint.
2026 VA loan limit
$1,209,750
High-cost ceiling
Median home price
$905,000
Typical Honolulu County estimate
State
Hawaii
See all Hawaii VA loan info
What the limit means for you
At the top VA loan tier.
With full VA entitlement, you can borrow up to and often beyond the $1,209,750 limit with $0 down. The county limit only constrains borrowers with reduced or partial entitlement.
Honolulu County's median home price of $905,000 means most HI veterans buying here can close on their primary residence without a down payment — provided the property meets VA appraisal standards.
Other Hawaii counties