NY · County
VA loans in New York (Manhattan) County.
Manhattan's ceiling doesn't move the median — VA jumbo scenarios are standard.
2026 VA loan limit
$1,209,750
High-cost ceiling
Median home price
$1,180,000
Typical New York (Manhattan) County estimate
State
New York
See all New York VA loan info
What the limit means for you
At the top VA loan tier.
With full VA entitlement, you can borrow up to and often beyond the $1,209,750 limit with $0 down. The county limit only constrains borrowers with reduced or partial entitlement.
New York (Manhattan) County's median home price of $1,180,000 means most NY veterans buying here can close on their primary residence without a down payment — provided the property meets VA appraisal standards.
Other New York counties