NY · County
VA loans in Queens County.
Queens' full-entitlement math often keeps $0-down on the table where Manhattan can't.
2026 VA loan limit
$1,209,750
High-cost ceiling
Median home price
$735,000
Typical Queens County estimate
State
New York
See all New York VA loan info
What the limit means for you
At the top VA loan tier.
With full VA entitlement, you can borrow up to and often beyond the $1,209,750 limit with $0 down. The county limit only constrains borrowers with reduced or partial entitlement.
Queens County's median home price of $735,000 means most NY veterans buying here can close on their primary residence without a down payment — provided the property meets VA appraisal standards.
Other New York counties